Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. Employee Applicant Privacy Notice
Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Threat Intelligence: AML strategic analytic innovation role will be responsible for optimizing the AML program through cutting-edge analytic tools and techniques. In this position, you will support the AML department by conducting in-depth data analysis, pulling key insights, and leveraging advanced technologies such as large language models (LLMs) or robotic process automation (RPA) to drive efficiency, improve threat detection capabilities, and streamline investigative workflows. Additionally, you will be responsible for developing and integrating LLM-driven solutions into business processes, enhancing automation, and improving AML monitoring effectiveness.
What you’ll do: • Build experimental models utilizing machine learning and statistical modeling methods for supervised and unsupervised learning. Build experimental models utilizing machine learning and statistical modeling methods for supervised and unsupervised learning. • Use advanced data mining techniques to identify patterns, anomalies, and potential red flags across large datasets. Use advanced data mining techniques to identify patterns, anomalies, and potential red flags across large datasets. • Contribute to the continuous optimization of the AML program by identifying opportunities for improvement in processes, tools, and workflows. Contribute to the continuous optimization of the AML program by identifying opportunities for improvement in processes, tools, and workflows. • Design, develop, and implement automated solutions to enhance AML investigative workflows, reducing manual effort and improving detection efficiency. Design, develop, and implement automated solutions to enhance AML investigative workflows, reducing manual effort and improving detection efficiency. • Leverage large language models (LLMs) to optimize typology identification, suspicious activity reporting, and risk assessments, ensuring greater consistency and accuracy in AML processes. Leverage large language models (LLMs) to optimize typology identification, suspicious activity reporting, and risk assessments, ensuring greater consistency and accuracy in AML processes. • Integrate LLM-based tools into existing business systems to automate report generation, transaction monitoring, and case review processes. Integrate LLM-based tools into existing business systems to automate report generation, transaction monitoring, and case review processes. • Collaborate with external technology service providers (TSPs) and industry groups to stay updated on the latest system/process innovations. Collaborate with external technology service providers (TSPs) and industry groups to stay updated on the latest system/process innovations. • Support integration of new TSPs into existing monitoring and surveillance tools. Support integration of new TSPs into existing monitoring and surveillance tools. • Work with technical teams to integrate new analytical techniques into existing systems, improving efficiency and predictive capabilities. Work with technical teams to integrate new analytical techniques into existing systems, improving efficiency and predictive capabilities. • Develop prompt engineering strategies to fine-tune LLM outputs for AML-specific use cases, ensuring optimal performance and reducing false positives. Develop prompt engineering strategies to fine-tune LLM outputs for AML-specific use cases, ensuring optimal performance and reducing false positives. • Provide regular updates on threat intelligence findings, ensuring all stakeholders are aware of the evolving risks and necessary responses. Provide regular updates on threat intelligence findings, ensuring all stakeholders are aware of the evolving risks and necessary responses. • Research ongoing Machine Learning and Artificial Intelligence trends and products. Research ongoing Machine Learning and Artificial Intelligence trends and products. • Document and refine integration methodologies to support scalability, reproducibility, and compliance with model risk management requirements. Document and refine integration methodologies to support scalability, reproducibility, and compliance with model risk management requirements. • Develop reports and presentations on threat intelligence findings, ensuring that they are clear, actionable, and tailored to different audiences, including senior leadership and regulatory bodies. Develop reports and presentations on threat intelligence findings, ensuring that they are clear, actionable, and tailored to different audiences, including senior leadership and regulatory bodies.